Whether you're looking ahead to your 30th birthday or are smirking from a place of divine wisdom, check out these 10 things everyone should know by 30—and tell us what you think.
According to a nationwide survey conducted by LearnVest and Chase Blueprint, only 38% of people have a monthly budget, and fewer than half are aware of what's available each month for discretionary spending. This varies little across the gender, age or income groups.
It goes without saying that LearnVest prizes the power of budgeting. After all, a budget isn't intended to limit you, but free you: Once you know how much you need to set aside for certain goals, you learn how much you have at your disposal to spend on the things you want, the life that will make you happy.
To get started with your budget, check out the LearnVest Money Center, where you can see exactly how much you're spending and saving each month. For awesome budgeting action on the go, try LearnVest's new iPhone app.