Is This the Source of Your Arguments?

Photo: Photo: Veer / The Nest

It's not children, in-laws or the fact that your partner refuses to scrub the toilet. Instead, the real source behind clashing couples can be found in your wallet.

In a new survey conducted by XO Group Inc. and Chase Card Services, over 2,000 engaged, married or pregnant women revealed the root cause of tension within their relationships: money. Titled “Why Couples Clash," the survey examines both the sources and frustrations behind financial arguments.

“Every couple argues; it's perfectly normal," said Carley Roney, XO Group cofounder. “We wanted to get to the cause of the issues that come up at key moments in couples' lives and find out why they clash so that we can offer help."

Findings showed that 75 percent of married couples don't see eye to eye when it comes to expenses. Nearly 45 percent of those couples argue over the desire for nice things despite an inadequate budget. And 41 percent simply disagree on where to spend their money.

The survey revealed some surprising facts about females and families as well. In terms of financial discipline, one out of three wives admits to being more frugal than her partner. When it comes to kids, 34 percent of couples argue about the correct time to start a family.

To avoid future financial fights with your spouse, be honest and straightforward about your spending styles and priorities. “Keep the lines of communication open," said Chase director Rachana Bhatt. “Talk to your spouse or partner in a language they understand and develop a financial plan that works for both you and your budgets."

It's important to remember that marriage, home buying and children are all tremendous stressors — both on your mind and wallet. Perhaps the best prevention against financial arguments is to stick to your budget while staying on the same page as your spouse.

How do you and your partner deal with money issues? What do you find is your largest source of conflict?

Plus more from The Nest:

Easy Ways to Save $1,000
Simple & Free Budgeting Tools
7 Steps to Get Out of Credit Card Debt